Christian Personal Financial Management



Christian personal financial management, as used here, is a reference to the stewardship of a believer’s income and assets. This page features teaching notes based on
Financial Peace Revisited by Dave Ramsey with thoughts by Sharon Ramsey (NY: Viking, 2003). Feel free to purchase the book here, as a means of supporting this website.



The teaching notes include summary highlights and discussion questions. As you study the material, each student is urged to develop his/her personal economic empowerment goals and plans as well as be open to developing an accountability partnership with a fellow student. It is my prayer that this material on Christian personal financial management will prove to be a blessing to you and your loved ones.

Personal Financial Management Teaching One Join us in discussing some of the personal financial problems that many Americans face, mindset, and occupational choices.

Personal Financial Management Teaching Two Join us in discussing the “snow ball” method of eliminating debt, credit reports, and emergency funds.

Personal Financial Management Teaching Three Join us in discussing insurances, investing, and negotiating.

Personal Financial Management Teaching Four Join us in discussing gender differences regarding money, boundaries, budgeting, and seven steps to financial well-being.

Personal Financial Management Teaching Five Join us in discussing an economic empowerment vision for Southern Baptist Church. Hopefully, some of the ideas can be used in your local church to help with Christian personal financial management.

Quiz on Christian Personal Financial Management

Christian Personal Financial Management Quiz Answers



Keep these passages of scripture in mind regarding Christian personal financial management:

I Timothy 6:10, 17-19

10 For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.

17 Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment.

18 Command them to do good, to be rich in good deeds, and to be generous and willing to share.

19 In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.

Proverbs 21:20

The wise store up choice food and olive oil, but fools gulp theirs down.

Proverbs 22:6-7

Start children off on the way they should go, and even when they are old they will not turn from it. 7 The rich rule over the poor,
and the borrower is slave to the lender.

Proverbs 12:15

The way of fools seems right to them,
but the wise listen to advice.

Luke 19:11-27

11 While they were listening to this, he went on to tell them a parable, because he was near Jerusalem and the people thought that the kingdom of God was going to appear at once.

12 He said: “A man of noble birth went to a distant country to have himself appointed king and then to return.

13 So he called ten of his servants and gave them ten minas. ‘Put this money to work,’ he said, ‘until I come back.’

14 “But his subjects hated him and sent a delegation after him to say, ‘We don’t want this man to be our king.’

15 “He was made king, however, and returned home. Then he sent for the servants to whom he had given the money, in order to find out what they had gained with it.

16 “The first one came and said, ‘Sir, your mina has earned ten more.’

17 “‘Well done, my good servant!’ his master replied. ‘Because you have been trustworthy in a very small matter, take charge of ten cities.’

18 “The second came and said, ‘Sir, your mina has earned five more.’

19 “His master answered, ‘You take charge of five cities.’

20 “Then another servant came and said, ‘Sir, here is your mina; I have kept it laid away in a piece of cloth.

21 I was afraid of you, because you are a hard man. You take out what you did not put in and reap what you did not sow.’

22 “His master replied, ‘I will judge you by your own words, you wicked servant! You knew, did you, that I am a hard man, taking out what I did not put in, and reaping what I did not sow?

23 Why then didn’t you put my money on deposit, so that when I came back, I could have collected it with interest?’

24 “Then he said to those standing by, ‘Take his mina away from him and give it to the one who has ten minas.’

25 “‘Sir,’ they said, ‘he already has ten!’

26 “He replied, ‘I tell you that to everyone who has, more will be given, but as for the one who has nothing, even what they have will be taken away.

27 But those enemies of mine who did not want me to be king over them—bring them here and kill them in front of me.’”

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